diff --git a/src/components/wizard/SftpAuthToggle.tsx b/src/components/wizard/SftpAuthToggle.tsx
new file mode 100644
index 0000000..5a4fbd2
--- /dev/null
+++ b/src/components/wizard/SftpAuthToggle.tsx
@@ -0,0 +1,69 @@
+import { useState } from 'react';
+import type { UseFormRegister, FieldError } from 'react-hook-form';
+import { PasswordField } from '../ui/PasswordField';
+
+type AuthMethod = 'password' | 'key';
+
+interface SftpAuthToggleProps {
+  register: UseFormRegister<any>;
+  errors: {
+    pass?: FieldError;
+    key_pem?: FieldError;
+  };
+}
+
+export function SftpAuthToggle({ register, errors }: SftpAuthToggleProps) {
+  const [authMethod, setAuthMethod] = useState<AuthMethod>('password');
+
+  return (
+    <div className="flex flex-col gap-3">
+      {/* Segmented control */}
+      <div className="flex rounded-md border border-gray-300 overflow-hidden">
+        <button
+          type="button"
+          onClick={() => setAuthMethod('password')}
+          className={[
+            'flex-1 py-1.5 text-sm font-medium transition-colors',
+            authMethod === 'password'
+              ? 'bg-blue-600 text-white'
+              : 'bg-white text-gray-700 hover:bg-gray-50',
+          ].join(' ')}
+        >
+          Password
+        </button>
+        <button
+          type="button"
+          onClick={() => setAuthMethod('key')}
+          className={[
+            'flex-1 py-1.5 text-sm font-medium transition-colors',
+            authMethod === 'key'
+              ? 'bg-blue-600 text-white'
+              : 'bg-white text-gray-700 hover:bg-gray-50',
+          ].join(' ')}
+        >
+          Private Key
+        </button>
+      </div>
+
+      {/* Both fields always registered — only active one visible via CSS */}
+      <div className={authMethod === 'password' ? 'block' : 'hidden'}>
+        <PasswordField
+          id="pass"
+          label="Password"
+          error={errors.pass}
+          registration={register('pass')}
+          helpText="SFTP password. Note: rclone may require the password to be obscured using `rclone obscure <password>`. If authentication fails, use the obscured value."
+        />
+      </div>
+      <div className={authMethod === 'key' ? 'block' : 'hidden'}>
+        <PasswordField
+          id="key_pem"
+          label="Private Key (PEM)"
+          error={errors.key_pem}
+          registration={register('key_pem')}
+          helpText="Paste your private key in PEM format (-----BEGIN ... PRIVATE KEY-----)"
+        />
+      </div>
+    </div>
+  );
+}